A discharge under Chapter 7 of the Florida bankruptcy code eliminates or “discharges” debts from credit cards, hospital bills, and pay day loans. Most residents of Orlando Florida file for discharge under Chapter 7 because it is unlikely that they will be able to pay off their debts within a reasonable period of time, if at all, based on their level of income.
There are some debts that cannot be discharged in a Chapter 7 bankruptcy in Orlando Florida:
Regardless of the debts involved, the filing of a bankruptcy petition in Orlando Florida puts an immediate stop to any action by a creditor against you, including foreclosure, repossession, wage garnishment, and harassing phone calls and letters. This is known as the automatic stay.
As an experienced Orlando bankruptcy attorney, Jeff Badgley has over 20 years experience in helping Orlando and Central Florida residents with their financial matters. If you live in the Orlando, Altamonte Springs, Winter Springs, Winter Haven, Windermere, Ocoee, Winter Garden, Kissimmee, Clermont, Deltona, Oviedo, Winter Park or the Central Florida area and have any questions regarding an Orlando bankruptcy concern contact or call us at (866) 977-1544 for a FREE CONSULTATION.