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Filing Chapter 7 Bankruptcy in Orlando, Florida

A discharge under Chapter 7 of the bankruptcy code eliminates or “discharges” debts from credit cards, hospital bills, pay day loans……. Most people file for discharge under Chapter 7 because it is unlikely that they will be able to pay off their debts within a reasonable period of time, if at all, based on their level of income.

There are some debts that cannot be discharged in a Chapter 7 bankruptcy:

  • Most Taxes
  • Child Support
  • Alimony
  • Student Loans
  • Personal Injury Lawsuit Judgments Caused by Driving Under the Influence of Drugs or Alcohol
  • Debts or Liabilities Arising out of Fraud or Intentional Wrongdoing


Regardless of the debts involved, the filing of a bankruptcy petition puts an immediate stop to any action by a creditor against you, including foreclosure, repossession, wage garnishment, and harassing phone calls and letters. This is known as the automatic stay.

“The help you need, when you really need it!”

Contact Board Certified Civil Trial Attorney Jeff Badgley today!

Call (407) 781-0420 or complete our convenient Free Consultation Request Form

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Our offices are conveniently located in Orlando Florida. We gladly serve clients from all areas of Florida, including: Orlando | Kissimmee | Winter Park | Winter Garden | Windermere | Altamonte Springs | Longwood | Deltona | Deland | Maitland | Lakeland | Ocoee | Clermont | Leesburg | Sanford | Mount Dora | Titusville | Melbourne | Orange County | Seminole County | Osceola County | Polk County | Brevard County